Congratulations. You now understand how money works and you have won the richest reward of all. Not only do you win a trophy for outstanding knowledge, but you also reap the rewards of investing yourself and earning better returns.

If you correctly selected Store B, you potentially earned as much as $64,000 on your $1,000 investment over the 36-year period. If you had selected Store A, you would have lost this amount by trusting in their deal. This is a great example of why, for long-term objectives, it is better to invest in products, like stocks, bonds, and mutual funds, where you are in control and have the opportunity to earn a decent return on your money.