A mortgage is a loan to finance the purchase of your home, and is probably the largest loan you will ever have. It's therefore very important to understand everything you can about the types of mortgages, and various terms and features so that you will get the best deal possible.

Follow the links below to learn about various aspects of mortgage loans:

• Basics about mortgage payments
  Learn about principal and interest, property taxes and various types of insurance you may need
• Types of mortgages
  Find out about the various types of mortgage loans
• Financing options
  Discover the major lending institutions, and what their lending requirements are
• Discount points
  Paying a little extra upfront can actually get you a better interest rate and save you money in the long term

Time to examine your finances